In today’s world, it’s easy to buy things on impulse and incur credit card debt. Everywhere we turn we are enticed and lured into the material world, especially if we do not have a budget in front of us that can help keep us on track. Check your “Financial Fitness” with this quiz. If you find you need more help budgeting, try EveryDollar. EveryDollar is a website with free budget software you can download and use on your computer or phone. It’s a great tool to help you begin managing your money—and it’s never too soon to start teaching your children the value of money and how to use it. Smart Money Smart Kids is a good book to help guide kids into a life-long habit of wise money management.
Incorporating a plan and budget for your family is a good investment in your future as well as your children’s future. We are to manage the gifts God has provided and entrusted us with and use them wisely.